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Here you will find the most popular types of wagers on football. Also you itís very important to know that NFL & NCAA wagers are official until 55 minutes of the game, for pointspreads and totals.

†Point Spread Wagers (Straight Wagers)
The team wagered on must win by the point spread given at the time of the wager.

The odds are $1.10 to win $1.00 (-110) unless otherwise indicated. Games that tie are considered "No Action" and money is re-deposited back into your account. Due to changing events, the point spread may fluctuate at any time.

Sit back, read over the provided material, and when you are ready Join V-Wager to start your online wagering experience.

You wager $110.00 on Miami -7 to beat Buffalo +7

If Miami wins by more than 7 points you win $100.00 so your total payout including the initial wager would be $210.00. If Miami only wins by 7 points then the game is considered "No Action" and your initial wager is returned to you. If Miami wins by less than 7 points you lose your wager.

Money Line Wagers
The team wagered on just has to win the game. The amount you lay or take for each game may vary. The money line that is read at the time of your wager is the money line you keep regardless of any line movement.

You wager on Miami -160 at Buffalo +260. If you laid $160.00 and Miami wins, you win $100.00. If you laid $100.00 on Buffalo, you win $260.00

The combined score of both teams for games wagered on, all totals lay $1.10 to win $1.00 (-110) unless it is otherwise indicated. You can wager on the total being OVER or UNDER the odds posted for that game/event.

You lay $220.00 on the OVER in the Miami/Buffalo game. The total for the game is 45. If both teams' combined score is more than 45, you win $200.00. If the combined score equals 45 the game is considered "No Action" and your original wager is returned. If the combined score is less than 45, you lose the wager.

All wagers must go the full half for action (first-half and second-half). All half-time wagers are calculated the same as a straight wager unless otherwise indicated. There are no teaser plays or buying of points on half-times. On half time wagers the overtime period is included as part of the 2nd half.

Parlays (also known as Multiples)
A parlay is a bet of 2 or more teams (selections) or propositions in no particular order. All teams wagered on in a parlay must win. If there is a tie, the parlay reverts down to the next lowest number for payoff. For example if you select 4 teams, and one ties, the parlay becomes a three team parlay. For a 2 team parlay -- a tie and win becomes a straight bet (-110) payout.

No parlay bets will be accepted where individual "selections" are connected. For example, one leg of a parlay is for Sampras to beat Henman in the 4th round of Wimbledon and the second or additional part of the parlay is for Sampras to win the overall Wimbledon title. The match forms part of the overall tournament and is therefore 'connected'. In the same way, you cannot parlay the over of the first half of a football game with the over of the total game, because the two are 'connected'

You want to make a 5 team parlay

Miami -7 New York +3 Seattle -4 Denver -10 San Francisco -8

If all these games win then you win at 20-1 odds. If only 1 team loses then the entire parlay loses.

Parlay Payouts

2 Teams


3 Teams


4 Teams


5 Teams


6 Teams


7 Teams


8 Teams


9 Teams


10 Teams


A Teaser is a selection of two or more teams in one wager in which the point spread is adjusted in your favor. The number of teams selected and the number of points selected determines the payout odds. A "Tie" or "No Action" and a "Win" on a two team teaser shall constitute a "No Action" wager. A "Tie" or a "No Action" and a "Loss" on a two team teaser shall constitute a "Losing" wager. Ties on a three or more team teaser shall revert to the next lowest betting bracket. For example a tie on a three team teaser becomes a two team teaser.

An example of a teaser wagers is as follows. Let's say you wish to choose three football teams: Denver -7, New York -3 and Chicago +15. The payout of your wager is dependent upon how many points you wish to receive.

For this example let's choose a 3 team 7 point teaser. The chart below lists this wager as 12/10. This means you will win $12 for every $10 that you wager. The point spreads are adjusted as follows:

  • Denver -7 plus the adjusted seven points = Even
  • New York -3 plus the adjusted seven points = +4
  • Chicago +15 plus the adjusted seven points = +22

Therefore if each and every one of the three teams wins against the adjusted spread, you win $12 for every $10 you wager.

Teaser Payoffs/Odds for Basketball and Football

Football- points




Basketball- points




2 teams




3 teams




4 teams




5 teams




6 teams




7 teams




8 teams




* 3 Team 10 point Football Teaser Odds - 10/12 - Ties Lose
* 3 Team 7 Point Basketball Teasers Odds - 10/12 - Ties Lose

Futures and Propositions
Future wagers are based on the outcome of events that happen each year. All wagers are final. There will be no payouts until the conclusion of the specified season.

Proposition plays are wagers based on the outcome of events. Odds change daily and all wagers are considered action for the odds quoted at the time of the wager.

In the event that the selection (person, team, or other) you bet upon does not participate in the game/event due to injury, etc., there will be no refunds.

Dead Heat Rule
In the event of a dead heat (a tie), stakes will be divided by the number of selections dead heating with the divided stake settled at full odds; remaining stakes are lost. If the tie was a betting option, then the dead heat rule does not apply. The Dead Heat Rule only applies to Future Wagers. For example, if there is a 3 way tie for the Top Scorer in a Football game, then your winnings are calculated by taking your stake, dividing it by 3, and multiplying that amount by the odds on your betting ticket.


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